Apply with certainty
Fill our protected application that is online get a determination in mins. No setup charges, no belated costs with no repayment that is early.
Start your Oakam trip
Place your loan to do business with the Oakam application, increase your credit history in the long run and grow your option to a better future that is financial.
Tailor your loan
Accessibility lower rates and bigger quantities as you repay your loan. Borrow as much as ?5,000 as time passes. Discover more
Join the customers that are 150,000 trust us
We’re more than simply a money-lender: we’re on a objective which will make available credit a truth for many.
Download our cellular software
The Oakam app that is mobile permit you to use along with help you handle your loan:
- Make an application for a loan
- Look at your outstanding stability
- Visit your repayment that is next time
- Assessment your payment schedule
Reasons why you should join Oakam
Bad credit? We will tune in
We’ll tune in to your tale if you’re on advantages, possess a bad credit score or simply found its way to great britain. We’ve caused it to be our goal to split down monetary barriers and enhance accessibility for several.
No house visits – ever before!
Cash is a personal matter and we ensure that is stays this way. Think about us as an alternative to doorstep financial financial loans. We’ll never hit on your own home and you may always achieve us online or higher the device.
No concealed unexpected situations
At Oakam you’re constantly in charge. Our items are easy and clear. We don’t charge late charges and there’s no cost connected with repaying early.
Your connection up to a better future that is financial
You can unlock lower rates, bigger amounts and longer terms as you pay back your Oakam loan. It’s our method of assisting you to create your credit profile as time passes.
Handle the Oakam app to your loan
Access your loan and payment routine by getting our software, thereby applying for tops ups and loans that are new the long run.
Oakam provides direct and easy services that are financial people who battle to borrow from banking institutions. You can expect accountable use of credit and they are focused on providing our consumers with value.
Every day we help folks because they achieve their funds objectives, build their credit profile, and access much better loan prices. During the time that is same by utilizing our mobile software to settle on time, Oakam clients are transforming the financing industry, making credit more affordable and much more obtainable for all.
How can it work?
It’s simple! It is possible to use on our internet site, or via our cellular software. The software could be downloaded through the Apple iStore for iPhone products, or in the Bing Play shop for Android os products. Should your application is authorized, the money may be delivered to your money from the day that is same. Many successful candidates get their particular financial loans within a few hours to be authorized.*
Susceptible to standing. In the form, we’re going to ask you to answer for the income that is monthly and in information, to be able to make sure you really can afford the month-to-month repayments within the lifetime of the mortgage.
Does Oakam do a credit search?
Yes. But we try not to base our choice entirely on your credit rating. At Oakam we recognize that life does not go as planned always. We realize you may have a poor credit history that you may have run into financial difficulties in the past and as a consequence. Unlike various various other loan providers though, Oakam will not immediately blacklist you have actually missed repayments. Your credit score and cost assessment help us comprehend your existing scenario as soon as we assess the application for a financial loan.
So, even we might still be able to help if you have been declined by other lenders in the past.
I will be not used to the united kingdom. Can Oakam help me to with that loan?
Yes. We ask which you have-been a citizen in britain for at the very least six months before you apply for a financial loan with us. All financial financial loans tend to be at the mercy of cost inspections as well as your monetary standing. We welcome new clients every single day and, because our application that is online process completely computerized, you are able to use when you need certainly to, seven days per week. Our financial loans tend to be susceptible to your economic standing.
So what does APR indicate?
APR represents Apr.
The APR is a standard measure utilized across all credit services and products to greatly help customers compare the price of financial loans. As the APR reflects the annual rate of fee for a financial loan, it isn’t constantly a measure that is easy realize when you compare financial loans of various lengths.
The APR is, properly, a efficient contrast device for comparable services and products, and also into the APR, we constantly explain to you the full total price of that loan while the specific instalments, in other words. what you should repay in complete. We think these records offers you a fuller image of the expense of your financial loans and may help you create a decision that is informed certainly one of our financial loans would work for you personally.
I will be self-employed. Can I have a loan?